Terms & Conditions
These terms govern your access to the Joshua Ransom website, real estate intake services, client communications, and transaction routing.
1. Operating Entity & Platform Scope
Joshua Ransom operates real estate advisory, client representation, and transaction facilitation across Michigan. Licensed real estate agent activities are conducted by Joshua Anthony Ransom (Michigan License #6501462033), affiliated with Mid-Mitten Realty.
These Terms & Conditions govern all visitors, clients, buyers, sellers, and users accessing joshuaransom.com and associated pages, tools, and services.
2. Acceptance of Terms
By accessing, browsing, submitting forms, or establishing an account on this platform, you affirm that you are at least 18 years of age and legally competent to enter into binding contracts, and that you agree to be bound by these Terms. If you do not agree, you must cease using the platform immediately.
3. Business Capacities & Representation Disclosures
To ensure absolute transparency and compliance with Michigan real estate licensing statutes (MCL 339.2517), users acknowledge the operational standards of Joshua Ransom and Mid-Mitten Realty:
Licensed Real Estate Brokerage Agency
When Joshua Ransom represents a property seller or buyer on the open market, services are conducted in the capacity of a licensed real estate salesperson affiliated with Mid-Mitten Realty.
A fiduciary agency relationship is established only upon mutual execution of a formal written Listing Agreement or Buyer Broker Agreement compliant with Michigan law. Mere submission of an inquiry on this website does not constitute agency representation.
Principal Property Purchases
When Joshua Ransom or affiliated entities evaluate a property to purchase directly as a principal, all actions are subject to strict written disclosure under Michigan administrative rules.
In direct principal acquisitions, any offer is made strictly as a purchaser and in full written compliance with state disclosure requirements.
4. Mortgage Education vs. Third-Party Lender Underwriting
Joshua Ransom is a licensed Michigan real estate salesperson affiliated with Mid-Mitten Realty. Neither Joshua Ransom nor Mid-Mitten Realty is a mortgage lender, mortgage broker, bank, or loan underwriting institution.
5. Design-Build Information & Concept Estimates
Content describing Design-Build pathways, custom home architectural concepts, and renovation budget tiers is informational. Preliminary construction budgets and timeline estimates are conceptual and subject to site engineering, municipal permitting, architectural review, and executed general contractor agreements.
6. Property Information Submissions & Confidentiality
Users submitting real estate opportunities or property inquiries agree:
- They hold equitable interest, clear title authority, or explicit written permission to present the property.
- Proprietary market analyses and consultation notes provided are confidential.
- Users may not duplicate or publicly distribute confidential property materials without written authorization.
7. User Accounts & Security Responsibilities
When creating an account to access the client portal or T.E.R.M.S. Vault, you agree to provide true, accurate, and current information. You are solely responsible for maintaining the confidentiality of your credentials and for all activities occurring under your account.
8. Alfred AI Concierge Disclaimers
Alfred is an artificial intelligence concierge designed to deliver rapid educational insights, synthesize public real estate concepts, and guide users through platform tools.
- Alfred's responses do not constitute formal appraisals, structural engineering reports, mortgage approvals, or legal advice.
- AI-generated calculations are estimates based on user-provided inputs and must be independently verified prior to signing binding transaction documents.
9. Property Estimators & Underwriting Tools
Calculators and computational tools on this platform provide models based on mathematical formulas and user assumptions.
Joshua Ransom and Mid-Mitten Realty make no warranty regarding the profitability or investment performance of any transaction analyzed through platform tools. Real estate investments involve market risk, vacancy risk, and capital requirements.
10. Contract Templates, Forms & Educational Materials
Legal instruments, contract addendums, and checklists made available on our platform are provided for educational and illustrative purposes.
Real estate contract law varies by municipality and jurisdiction. Users should have all purchase contracts, land contracts, and addendums reviewed by qualified Michigan real estate legal counsel prior to closing.
11. User Uploads, Property Documentation & Warranties
By uploading property deeds, payoff letters, inspection photographs, or purchase contracts, you represent and warrant that you own or have lawful authority to transmit those documents, and grant a limited license to analyze them for transaction feasibility.
12. Third-Party Information, Services & External Links
Our platform may contain links or routing to third-party services, including title companies, home inspectors, municipal tax databases, and mortgage lenders. Joshua Ransom and Mid-Mitten Realty do not control and are not liable for the terms, fees, or practices of third-party vendors.
13. Intellectual Property
All software, design elements, proprietary calculators, text, graphics, and trade dress on this website are the intellectual property of Joshua Ransom or respective licensors. Reproduction without written consent is strictly prohibited.
14. Acceptable Use & Prohibited Conduct
Users agree not to:
- Deploy automated scrapers, crawlers, or bots to harvest property data or platform content.
- Attempt to reverse-engineer, decompile, or breach security controls on platform API endpoints.
- Submit false, deceptive, or fraudulent property listings or mortgage information.
- Interfere with platform operations or overburden server infrastructure.
15. Platform Availability & Modifications
We strive to maintain continuous platform uptime but provide the site on an “as is” and “as available” basis. We reserve the right to modify, suspend, or discontinue any feature, calculator, or tool without prior liability.
16. Disclaimers of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, JOSHUA RANSOM AND MID-MITTEN REALTY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
17. Limitation of Liability
IN NO EVENT SHALL JOSHUA RANSOM, MID-MITTEN REALTY, OR THEIR RESPECTIVE BROKERS OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM PLATFORM USE, CALCULATION RELIANCE, OR TRANSACTION OUTCOMES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
18. Suspension & Termination
We reserve the right to suspend or terminate user access immediately and without notice in the event of suspected fraud, breach of these Terms, or unauthorized commercial use.
19. Michigan Governing Law & Exclusive Jurisdiction
These Terms & Conditions are governed by and construed in accordance with the laws of the State of Michigan, without regard to conflict-of-law principles. Any legal suit, action, or proceeding arising out of or related to these Terms shall be instituted exclusively in the state or federal courts situated in Michigan.
20. Legal Inquiries & Brokerage Contact
For questions regarding these Terms, brokerage licensing, or legal compliance, contact: