Last updated : April 28, 2025Table of Contents1. Acceptance of These Terms2. Changes to the Terms3. Scope of Services4. Eligibility & Accounts5. User Obligations & Prohibited Conduct6. Intellectual Property7. Quotes, Referrals & Third-Party Providers8. Payments & Fees9. Disclaimers of Warranties10. Limitation of Liability11. Indemnity12. Governing Law & Venue13. Arbitration & Dispute Resolution14. Termination15. Miscellaneous16. Contact Information

1. Acceptance of These Terms

By accessing or using JoshuaRansom.com (the “Site”), you (“you,” “your,” or “User”) agree to be bound by these Terms of Service (the “Terms”) and all applicable laws. If you do not accept every provision herein, you must not use the Site nor any associated services offered by Joshua Ransom (“we,” “us,” or “our”).

2. Changes to the Terms

We may modify these Terms at any time. When we do, the “Last updated” date above will change. Continued use after posting signifies acceptance of the revised Terms. We recommend reviewing them whenever you visit.

3. Scope of Services

The Site functions as a digital portfolio and brokerage hub that enables you to:

The precise details of each engagement (scope, pricing, deliverables, deadlines) will be confirmed in a separate written or electronic agreement or invoice. In case of conflict, the specific agreement takes precedence over these general Terms.

4. Eligibility & Accounts

5. User Obligations & Prohibited Conduct

You agree not to:

Breach of this Section may result in immediate suspension or termination of access.

6. Intellectual Property

All content on the Site—including text, graphics, logos, icons, photos, video, audio, code, and the compilation thereof—is either owned by us or licensed for our use and is protected by U.S. and international intellectual-property laws. Except as allowed under “fair use,” you may not copy, modify, distribute, perform, or exploit any content without prior written consent.

7. Quotes, Referrals & Third-Party Providers

8. Payments & Fees

If you purchase a consultation, digital product, or event ticket through the Site:

9. Disclaimers of Warranties

The Site and all content are provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses.

No Professional Advice. Content is for informational purposes only and does not constitute legal, financial, real-estate, or investment advice. Always consult qualified professionals regarding your specific circumstances.

10. Limitation of Liability

To the maximum extent permitted under applicable law, in no event shall we (including our directors, officers, employees, agents, or affiliates) be liable for any indirect, incidental, special, consequential, or punitive damages (including lost profits, revenue, data, or goodwill) arising out of or related to your use of the Site or services, even if advised of the possibility of such damages. Our aggregate liability shall not exceed the greater of (a) US $100 or (b) the amount you paid us in the twelve months preceding the claim.

11. Indemnity

You agree to defend, indemnify, and hold harmless us and our affiliates from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from or related to (a) your use of the Site or services, (b) user content you submit, (c) your violation of these Terms, or (d) your violation of any law or third-party right.

12. Governing Law & Venue

These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict-of-laws principles. Subject to the arbitration clause below, any legal action shall be brought in the state or federal courts located in Genesee County, Michigan, and you consent to their exclusive jurisdiction.

13. Arbitration & Dispute Resolution

Any dispute arising out of or relating to these Terms shall first be attempted to be resolved informally by contacting us at legal@joshuaransom.com. If unresolved within thirty (30) days, it shall be settled by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association. The arbitration shall take place in Flint, Michigan, before a single arbitrator. Judgment on the award may be entered in any court of competent jurisdiction. YOU AND WE WAIVE THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION.

14. Termination

We may suspend or terminate your access to the Site at any time, with or without notice, if we believe you have violated these Terms or if we discontinue the Site. Sections that by their nature should survive termination (e.g., Intellectual Property, Disclaimers, Limitation of Liability, Indemnity) shall survive.

15. Miscellaneous

16. Contact Information

Questions about these Terms? Please write to:

This document is provided for general guidance and does not constitute legal advice. Consult counsel to ensure compliance with local, state, federal, and international regulations.